Wayne Forman

Off the Beaten Path in Tokyo

Wayne Jay Forman brings more than three decades of experience to his role as CEO and president of DJF Global Group, a virtual insurance agency based in New York City. Also an avid traveler, Wayne J. Forman has visited global destinations such as Tokyo, Japan.

With a blend of ancient traditions and unique contemporary culture, Tokyo has become one of the world’s top travel destinations for tourists the world over. However, the city’s popularity means that many of the top tourist sites can get crowded during peak travel times. Here are a few less well-known places to visit on your next trip to this historic city.

1. Gotoku-Ji Temple – The Buddhist and Shinto religions play a major role in daily life in Japan, as evidenced by the thousands of temples scattered across the country’s rural and urban landscapes. Almost as popular are “Maneki Neko,” the beckoning cat figurines that appear in virtually every shop in the country. As the supposed birthplace of these Maneki Neko, Gotoku-Ji Temple in the Setagaya district of Tokyo honors combines these traditions.

2. Rikugien Gardens – Japanese gardens are popular across the world for their carefully tended landscapes that encourage peaceful contemplation. Not surprisingly, Japanese gardens proliferate throughout Tokyo, with one of the best examples being the Rikugien Gardens just off the Yamanote Line near Komagome Station. The gardens offer local flora and a calm lake that can be viewed from several lantern-lit walking paths.

3. Jiyugaoka – Even though Japan boasts its own unique culture, it also has a long history of cultural exchange with Europe. Nowhere is this more apparent than in the Jiyugaoka neighborhood of Tokyo’s Meguro district, where you can walk down streets resembling lanes and alleys in Venice, Paris, and other European capitals.

Achieving Consistency in Long Distance Bike Rides

Based in New York City, Wayne Jay Forman leads the DJF Global Group, where he provides coordinated coverage solutions that include after the event (ATE) insurance. A fitness enthusiast, Wayne J. Forman enjoys cycling in his free time and rides 50 to 80 miles almost every day.

For those who are actively working to build up endurance when cycling, a key is pacing, with a common mistake being pedaling with too much exertion, having chosen a gear that does not economize effort. Rather than selecting a gear that makes it challenging to turn over the pedals, find a gear that allows an easier, more rapid cadence.

Maintaining a cadence within the 90 RPM-plus range eases the load on the body’s muscular and aerobic systems. This is similar to a weightlifter choosing to bench press 35 pounds 5 times, rather than lifting a single rep of 175 pounds and not being able to complete a second lift.

Another key to extending time in the saddle is maintaining consistent hydration, with a bottle of water per hour recommended. At the same time, take a bite of food, whether it is a potassium rich banana or energy bar, three or four times an hour.

A final consideration involves being aware of wind direction and its impact on energy expenditure over the full distance of the ride. A strong tailwind on the way out sends a clear message to take it easy at the outset. This will save energy for a return segment that will likely require fighting a headwind.

Pebble Beach Resorts Redesigns Short Course with Tiger Woods

Wayne Jay Forman holds a master of science in taxation from Long Island University in Greenvale, New York. In 2018, Wayne J. Forman became the CEO and president of DJF Global Group in New York, New York, where he oversees all operations of the virtual insurance agency. In his free time, Mr. Forman enjoys golfing at his favorite golf course at Pebble Beach Resorts, which recently announced that Tiger Woods and TGR Design will join them in redeveloping one of their older courses meant for junior golfers.

Late in 2019, Pebble Beach Resorts announced its partnership with Tiger Woods and his TGR Design to upgrade a smaller golf course on the grounds of the resort. The course will be a modernization of what used to be the Peter Hay Golf Course, set along the Monterey Peninsula in Pebble Beach, California.

Known as a “short course,” the Peter Hay Golf Course measures 748 yards. The course’s namesake was a longtime professional golfer who worked at Pebble Beach Resorts. He teamed with fellow golfers Jack Neville and General Robert McClure to map out the course. Together, the team created the course with junior golfers in mind in 1957. It only included nine holes.

The redesigned course is set to reopen in fall of 2020. It will rejoin the other five golf courses at the renowned resort.

After the Event Insurance – Mitigating Risk Related to Legal Costs

Wayne Jay Forman is a New York City-based executive who serves as president and CEO of DJF Global Group and offers a range of insurance solutions. Among the options that recently became available to American clients of Wayne J. Forman’s firm is after the event insurance (ATE).

A common policy in the United Kingdom, ATE provides coverage related to the costs a defendant may be awarded, as litigation proceeds in a court of law. Among the areas covered are adverse costs, costs of the insured, and disbursements and cross-undertakings related to covered damages.

The time when ATE is purchased is prior to a legal claim being filed and before legal costs and disbursements have accrued. In cases where the claim is unsuccessful, the claimant will be liable for a range of legal costs unless ATE is held. Thus, this form of coverage acts as a hedge against potential costs related to a lawsuit decided against the plaintiff.

In most situations, standardized costs for ATE coverage are determined based on the broad risk category into which a case falls, and at the earliest stages of the legal process. DJF Global Group is able to underwrite ATE policies up to $3.125 million, and can often secure co-insurance arrangements in situations were coverage needs exceed this threshold.

An Overview of Pebble Beach Golf Links

Wayne Jay Forman applies decades of business experience in accounting, consulting, and insurance as the president of DJF Global Group in New York City. Outside his work, Wayne J. Foreman enjoys hobbies that include the arts, physical fitness, and golfing at courses such as Pebble Beach.

Pebble Beach is a world-class golf course located at Pebble Beach Resorts in Pebble Beach, California. A six time host of the US Open Championship, Pebble Beach Resort actually includes three Top 50 public courses: Pebble Beach Golf Links, Spyglass Hill Golf Course, and The Links at Spanish Bay. Each course wraps around California’s Monterey Peninsula and the accompanying coastline.

The most well known of the three courses, Pebble Beach Golf Links, consists of 18 holes that cover 6,828 yards. The par 72 course has been rated the greatest public golf course in America by Golf Digest, due to highlights such as the 8th hole. Referred to as a favorite approach shot in all of golf by Jack Nicklaus, the 8th hole features a fairway that ends with a cliff drop off as well as a shot over a seaside chasm.

For additional details on the Pebble Beach Golf Links, visit www.pebblebeach.com.

A Look at After the Event Insurance

Wayne Jay Forman, a public accountant, graduated from Long Island University before beginning his career in the consulting and insurance industry. Following more than a decade as the president of Forman International, Wayne Forman assumed the positions of CEO and president of DJF Global Group, an insurance firm in New York where he serves to this day.

Recently, DJF Global released a new product known as after-the-event insurance (ATE). Designed for plaintiffs in court cases, ATE provides insurance coverage for sums awarded to the defendant of a lawsuit. Specifically, the product typically protects clients from paying the legal fees and expenses of an opponent in the case of an unsuccessful claim for compensation.

ATE is one form of legal-expense insurance, the other being before-the-event (BTE) insurance. While ATE insurance protection for a specific legal event that has already occurred, BTE is purchased before an event has taken place and provides protection against an unforeseen legal event.

In addition to insurance protection, ATE provides external validation of a legal case’s strength. This is because an insurance company completes a thorough risk assessment of a legal case and client before issuing an ATE policy.

A Look at the Zaka International Rescue Unit

Insurance professional Wayne Jay Forman serves high-net-worth individuals and corporations as the president of DJF Global Group. Outside of his professional work, Wayne Forman supports a number of non-profit organizations, including New York-based synagogues and Zaka.

Since its founding in 1995, Zaka has served as the primary rescue and recovery volunteer organization in Israel. The organization responds to natural disasters, terrorist attacks, and man-made disasters in Israel with over 3,000 volunteers in the country.

Although Zaka primarily responds to disasters within Israel, it also maintains an international rescue unit. The specially trained unit, which is on call 24/7, consists of paramedics and search-and-rescue professionals capable of responding to mass casualty events anywhere in the world. The unit has been recognized by the United Nations as an international volunteer humanitarian organization, and has responded to events such as the 2015 Nepal earthquake, the 2015 terrorist attacks in Paris, and Typhoon Haiyan in the Philippines in 2013.

Basics of After-the-Event Insurance

After spending more than a decade with the international insurance firm Forman International, business developer Wayne Forman began the bi-national insurance broker DJF Global Group, which operates out of New York City and the United Kingdom. Under Wayne Forman’s leadership, DJF Global Group will offer after-the-event insurance products to plaintiffs based in the U.S.

If a plaintiff loses a legal claim, they may be responsible for the defendant’s costs. Furthermore, filing a claim can also incur court, lawyer, or solicitor fees. For these reasons, many law firms that represent personal injury or other claims that request compensation often purchase after-the-event (ATE) insurance.

ATE policies allow law firms to offer no-fee legal services to injured plaintiffs, unless the client wins the case and receives compensation. Policy costs can vary and depend on specific case details and the stage of the claim process. ATE policies can be purchased as a stand-alone product or combined with before-the-event insurance, which is purchased before a legal action begins.